{"id":8356,"date":"2024-02-15T08:45:16","date_gmt":"2024-02-14T23:45:16","guid":{"rendered":"https:\/\/news.cafe24.com\/kr\/?p=8356"},"modified":"2024-02-15T08:56:44","modified_gmt":"2024-02-14T23:56:44","slug":"pg-cafe24-ecommerce-dictionary","status":"publish","type":"post","link":"https:\/\/news.cafe24.com\/kr\/pg-cafe24-ecommerce-dictionary\/","title":{"rendered":"PG (Payment Gateway, \uc804\uc790\uc9c0\uae09\uacb0\uc81c\ub300\ud589) &#8211; \uce74\ud39824 \uc774\ucee4\uba38\uc2a4 \ub300\uc0ac\uc804"},"content":{"rendered":"<h3><b>[\uac1c\ub150 \ubc0f \uc815\uc758]<\/b><\/h3><p>PG(Payment Gateway, \uc804\uc790\uc9c0\uae09\uacb0\uc81c\ub300\ud589)\ub294 \uc804\uc790\uae08\uc735\uac70\ub798\ubc95\uc5d0 \uc758\ud55c \uc804\uc790\uae08\uc735\uc5c5\uc790\uc785\ub2c8\ub2e4. PG\ub294 \uc628\ub77c\uc778 \uacb0\uc81c\ub97c \uc704\ud55c \ud575\uc2ec \uc778\ud504\ub77c\ub85c, \uc628\ub77c\uc778 \uc0c1\uc810\uacfc \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c(\uc740\ud589, \uce74\ub4dc\ud68c\uc0ac \ub4f1) \uc0ac\uc774\uc5d0\uc11c \uace0\uac1d\uc758 \uacb0\uc81c \uc815\ubcf4\ub97c \uc548\uc804\ud558\uac8c \uc804\ub2ec\ud558\ub294 \uc5ed\ud560\uc744 \ud569\ub2c8\ub2e4.<\/p><p>\uc774\ub97c \ud1b5\ud574 \uc18c\ube44\uc790\ub294 \uc628\ub77c\uc778\uc5d0\uc11c \uc0c1\ud488\uc774\ub098 \uc11c\ube44\uc2a4\ub97c \uad6c\ub9e4\ud560 \ub54c, \uc2e0\uc6a9\uce74\ub4dc\ub098 \uacc4\uc88c \uc774\uccb4, \ud1b5\uc2e0\uc0ac \uacb0\uc81c \ub4f1 \ub2e4\uc591\ud55c \uacb0\uc81c \uc218\ub2e8\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc788\uac8c \ub429\ub2c8\ub2e4. \uc2e0\uc6a9\uce74\ub4dc\ub9cc \ucde8\uae09\ud558\ub294 VAN(Value Added Network)\uc0ac\uc640\ub294 \uad6c\ubcc4\ub429\ub2c8\ub2e4.<\/p><p><em>\uc804\uc790\uc9c0\uae09\uacb0\uc81c\ub300\ud589\uc774\ub77c \ud568\uc740 \uc804\uc790\uc801 \ubc29\ubc95\uc73c\ub85c \uc7ac\ud654\uc758 \uad6c\uc785 \ub610\ub294 \uc6a9\uc5ed\uc758 \uc774\uc6a9\uc5d0 \uc788\uc5b4\uc11c \uc9c0\uae09\uacb0\uc81c\uc815\ubcf4\ub97c \uc1a1\uc2e0\ud558\uac70\ub098 \uc218\uc2e0\ud558\ub294 \uac83 \ub610\ub294 \uadf8 \ub300\uac00\uc758 \uc815\uc0b0\uc744 \ub300\ud589\ud558\uac70\ub098 \ub9e4\uac1c\ud558\ub294 \uac83\uc744 \ub9d0\ud55c\ub2e4.<strong> &#8211; \uc804\uc790\uae08\uc735\uac70\ub798\ubc95 \uc81c2\uc870 19\ud638<\/strong><\/em><\/p><h4><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8358 aligncenter\" src=\"https:\/\/news.cafe24.com\/kr\/wp-content\/uploads\/2024\/02\/PG.webp\" alt=\"PG (Payment Gateway)\uc18c\uac1c \uae00\uc5d0 \ud65c\uc6a9\ub41c \uc774\ubbf8\uc9c0\" width=\"1024\" height=\"768\" \/><\/h4><h3><b>[\uc5ed\uc0ac]<\/b><\/h3><p>PG\uc758 \uc5ed\uc0ac\ub294 \uc804\uc790\uc0c1\uac70\ub798\uc758 \ubc1c\uc804\uacfc \ubc00\uc811\ud55c \uad00\ub828\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc591\ud55c \uacb0\uc81c \ubc29\uc2dd\uc758 \ud544\uc694\uc131\uacfc \uc628\ub77c\uc778 \uac70\ub798\uc758 \ubcf4\uc548 \ubb38\uc81c \ud574\uacb0\uc744 \uc704\ud574 PG \uc11c\ube44\uc2a4\uac00 \ub4f1\uc7a5\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p><p>PG \uc11c\ube44\uc2a4\uc758 \ub3c4\uc785\uc740 \uc628\ub77c\uc778\uc5d0\uc11c \uc2e0\ub8b0\ud560 \uc218 \uc788\ub294 \uac70\ub798 \ud658\uacbd\uc744 \uad6c\ucd95\ud560 \uc218 \uc788\ub3c4\ub85d \ub9cc\ub4e4\uc5b4 \uc804\uc790\uc0c1\uac70\ub798 \uc2dc\uc7a5\uc758 \uae09\uc18d\ud55c \uc131\uc7a5\uc744 \ucd09\uc9c4\uc2dc\ucf30\uc2b5\ub2c8\ub2e4 .<\/p><h3><b>[\uce74\ud39824\uc640 PG\uc0ac\uc758 \ud611\ub825]<\/b><\/h3><p>\uae00\ub85c\ubc8c \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc &#8216;\uce74\ud39824&#8217;\ub294 \ub2e4\uc591\ud55c \uae08\uc735 \ud30c\ud2b8\ub108\uc0ac\uc640 \uc190\uc7a1\uace0 \uc2e0\uc6a9\uce74\ub4dc, \uac04\ud3b8\uacb0\uc81c, \ud734\ub300\ud3f0\uacb0\uc81c, \ud3b8\uc758\uc810\uacb0\uc81c, \uc815\uae30\uacb0\uc81c \ub4f1 \ub2e4\uc591\ud55c \uacb0\uc81c \uc218\ub2e8\uc744 \uc5c5\uacc4\uc5d0\uc11c \uac00\uc7a5 \ub9ce\uc774 \uc81c\uacf5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\ud611\ub825\uc744 \ud1b5\ud574 \uce74\ud39824\ub294 \uc790\uc0ac \ud50c\ub7ab\ud3fc\uc744 \uc774\uc6a9\ud558\ub294 \uc628\ub77c\uc778 \uc0ac\uc5c5\uc790\uc5d0\uac8c \ub2e4\ucc44\ub85c\uc6b4 \uacb0\uc81c \uc218\ub2e8\uc744 \uc190\uc27d\uac8c \ud1b5\ud569\ud574\uc11c \ud65c\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \uc120\ud0dd\uc9c0\ub97c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>PG\uc0ac\ub294 \ub300\ud615 \ud50c\ub7ab\ud3fc\uacfc \ud611\ub825\ud568\uc73c\ub85c\uc11c \uacb0\uc81c \uc11c\ube44\uc2a4 \uc774\uc6a9\ub960\uc744 \ub192\uc774\uace0, \uc0c8\ub85c\uc6b4 \uc2dc\uc7a5\uacfc \uace0\uac1d\uce35\uc5d0 \uc811\uadfc\ud560 \uc218 \uc788\ub294 \uae30\ud68c\ub97c \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\ud50c\ub7ab\ud3fc\uc73c\ub85c \uc778\ud574 \uac01\uac01\uc758 \uace0\uac1d\uc758 \uc1fc\ud551\ubab0\uc5d0 \uc77c\uc77c\uc774 PG \uc11c\ube44\uc2a4\ub97c \uc801\uc6a9\ud558\uace0, \uc720\uc9c0\u00b7\ubcf4\uc218\ud574\uc57c \ud558\ub294 \ubc88\uac70\ub85c\uc6c0\uc774 \uc0ac\ub77c\uc9d1\ub2c8\ub2e4.<\/p><h3><b>[\ud2b9\uc9d5 \ubc0f \uc7a5\uc810]<\/b><\/h3><ul><li><strong>\ub2e4\uc591\ud55c \uacb0\uc81c \uc218\ub2e8 \uc9c0\uc6d0:<\/strong> PG\ub294 \uc2e0\uc6a9\uce74\ub4dc, \uc9c1\ubd88\uce74\ub4dc, \uacc4\uc88c \uc774\uccb4, \uc804\uc790 \uc9c0\uac11 \ub4f1 \ub2e4\uc591\ud55c \uacb0\uc81c \uc218\ub2e8\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li><li><strong>\uac04\ud3b8\ud55c \uacb0\uc81c \uacfc\uc815:<\/strong> \uc0ac\uc6a9\uc790\ub294 \ubcf5\uc7a1\ud55c \uacb0\uc81c \uc808\ucc28 \uc5c6\uc774 \uba87 \ubc88\uc758 \ud074\ub9ad\ub9cc\uc73c\ub85c \uacb0\uc81c\ub97c \uc644\ub8cc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li><li><strong>\uc2e4\uc2dc\uac04 \uac70\ub798 \ucc98\ub9ac:<\/strong> \uacb0\uc81c \uc2b9\uc778\uacfc \uac70\uc808\uc774 \uc2e4\uc2dc\uac04\uc73c\ub85c \uc774\ub8e8\uc5b4\uc838, \uc989\uac01\uc801\uc778 \uac70\ub798 \uc644\ub8cc\uac00 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/li><li><strong>\ub192\uc740 \ubcf4\uc548 \uc218\uc900:<\/strong> SSL \uc554\ud638\ud654, PCI DSS \uc900\uc218 \ub4f1\uc744 \ud1b5\ud574 \uacb0\uc81c \uc815\ubcf4\ub97c \uc548\uc804\ud558\uac8c \ucc98\ub9ac\ud569\ub2c8\ub2e4.<\/li><\/ul><p>\ucc38\uace0 &#8211; <strong>SSL(Secure Socket Layer)<\/strong>\uacfc<strong> PCI DSS(Payment Card Industry Data Security Standard)<\/strong>\ub294 \ubaa8\ub450 \uc628\ub77c\uc778 \uac70\ub798\uc758 \ubcf4\uc548\uacfc \uc2e0\ub8b0\uc131\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud574 \ud544\uc218\uc801\uc778 \uc694\uc18c\uc785\ub2c8\ub2e4.<\/p><p>SSL\uc740 \uc778\ud130\ub137\uc744 \ud1b5\ud574 \uc815\ubcf4\ub97c \uc548\uc804\ud558\uac8c \uc804\uc1a1\ud558\uae30 \uc704\ud55c \ud45c\uc900 \uae30\uc220\uc774\uace0, PCI DSS\ub294 \uc2e0\uc6a9\uce74\ub4dc \uc815\ubcf4\uc758 \uc548\uc804\ud55c \ucc98\ub9ac, \uc800\uc7a5, \uc804\uc1a1\uc744 \ubcf4\uc7a5\ud558\uae30 \uc704\ud574 \ub9cc\ub4e4\uc5b4\uc9c4 \uae00\ub85c\ubc8c \ubcf4\uc548 \ud45c\uc900\uc785\ub2c8\ub2e4.<\/p><h3><b>[\ud65c\uc6a9 \uc0ac\ub840]<\/b><\/h3><p>PG \uc11c\ube44\uc2a4\ub97c \ud65c\uc6a9\ud558\uba74, \uc628\ub77c\uc778 \uc0ac\uc5c5\uc790\ub294 \ub2e4\uc591\ud55c \uacb0\uc81c \uc635\uc158\uc744 \uc18c\ube44\uc790\uc5d0\uac8c \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p><ul><li><strong>\uc2e0\uc6a9\uce74\ub4dc \uacb0\uc81c:<\/strong> \uace0\uac1d\uc774 \uc2e0\uc6a9\uce74\ub4dc \uc815\ubcf4\ub97c \uc785\ub825\ud558\uc5ec \uacb0\uc81c\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uac00\uc7a5 \ub110\ub9ac \uc0ac\uc6a9\ub418\ub294 \uacb0\uc81c \uc218\ub2e8 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4.<\/li><li><strong>\uac04\ud3b8\uacb0\uc81c:<\/strong> \ubbf8\ub9ac \ub4f1\ub85d\ub41c \uacb0\uc81c \uc815\ubcf4\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc190\uc27d\uac8c \uacb0\uc81c\ud560 \uc218 \uc788\ub294 \uc11c\ube44\uc2a4\uc785\ub2c8\ub2e4. \ub300\ud45c\uc801\uc73c\ub85c \uce74\uce74\uc624\ud398\uc774, \ub124\uc774\ubc84\ud398\uc774 \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/li><li><strong>\ud734\ub300\ud3f0 \uacb0\uc81c:<\/strong> \ud734\ub300\ud3f0 \ubc88\ud638\ub97c \uc774\uc6a9\ud574 \uacb0\uc81c\ud558\uace0, \ud574\ub2f9 \uae08\uc561\uc774 \ud734\ub300\ud3f0 \uc694\uae08\uc5d0 \ud569\uc0b0\ub418\uc5b4 \uccad\uad6c\ub418\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/li><li><strong>\uacc4\uc88c\uc774\uccb4:<\/strong> \uc9c1\uc811 \uc740\ud589 \uacc4\uc88c\uc5d0\uc11c \uae08\uc561\uc744 \uc774\uccb4\ud558\uc5ec \uacb0\uc81c\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4. \uc628\ub77c\uc778 \ubc45\ud0b9\uc744 \ud1b5\ud574 \uc9c4\ud589\ub429\ub2c8\ub2e4.<\/li><li><strong>\uac00\uc0c1\uacc4\uc88c \uacb0\uc81c:<\/strong> \uacb0\uc81c\ub97c \uc704\ud55c \uc77c\ud68c\uc6a9 \uacc4\uc88c\ubc88\ud638\ub97c \uc0dd\uc131\ud558\uace0, \uace0\uac1d\uc774 \ud574\ub2f9 \uacc4\uc88c\ub85c \uae08\uc561\uc744 \uc785\uae08\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/li><li><strong>\uc0c1\ud488\uad8c \uacb0\uc81c:<\/strong> \uc628\ub77c\uc778 \ub610\ub294 \uc624\ud504\ub77c\uc778\uc5d0\uc11c \uad6c\ub9e4\ud55c \uc0c1\ud488\uad8c \ubc88\ud638\ub97c \uc785\ub825\ud558\uc5ec \uacb0\uc81c\ud558\ub294 \ubc29\uc2dd\uc785\ub2c8\ub2e4.<\/li><\/ul><p>\uc774\uc678\uc5d0\ub3c4 <a href=\"https:\/\/news.cafe24.com\/kr\/cafe24-kginicis\/\" target=\"_blank\" rel=\"noopener noreferrer\">\ub80c\ud0c8 \uae30\ubc18 \uacb0\uc81c<\/a>, <a href=\"https:\/\/news.cafe24.com\/kr\/cafe24-kakaopay\/\" target=\"_blank\" rel=\"noopener noreferrer\">\uc815\uae30\uacb0\uc81c<\/a> \ub4f1 \ub2e4\uc591\ud55c \uacb0\uc81c \uc635\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p><h3><b>[\uc8fc\uc694 \ud50c\ub808\uc774\uc5b4]<\/b><\/h3><p>\uad6d\ub0b4\uc678 \ub2e4\uc591\ud55c PG \uc11c\ube44\uc2a4 \uc81c\uacf5 \uae30\uc5c5\uc774 \uc0ac\uc5c5\uc744 \uc9c4\ud589 \uc911\uc785\ub2c8\ub2e4. \ub300\ud45c\uc801\uc73c\ub85c KG\uc774\ub2c8\uc2dc\uc2a4, NHN KCP, PayPal, Stripe \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p><p>\uac01 \uae30\uc5c5\uc740 \ud2b9\ud654\ub41c \uc11c\ube44\uc2a4\uc640 \uae30\uc220\uc744 \ubc14\ud0d5\uc73c\ub85c \ub2e4\uc591\ud55c \uc628\ub77c\uc778 \ube44\uc988\ub2c8\uc2a4\uc758 \uacb0\uc81c \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p><h3><b>[\uc804\ub9dd]<\/b><\/h3><p>\ud540\ud14c\ud06c \uae30\uc220\uacfc \uc804\uc790\uc0c1\uac70\ub798 \uc2dc\uc7a5\uc774 \uc810\ucc28 \ubc1c\uc804\ud568\uc5d0 \ub530\ub77c PG \uc11c\ube44\uc2a4\uc758 \uc911\uc694\uc131\uc740 \ub354\uc6b1 \ucee4\uc9c8 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p><p>\ud2b9\ud788, \ube14\ub85d\uccb4\uc778, AI \ub4f1 \uc0c8 \uae30\uc220\uc744 \uacb0\ud569\ud574 \uc628\ub77c\uc778 \uacb0\uc81c\uc758 \ud3b8\uc758\uc131\uacfc \ubcf4\uc548\uc131\uc744 \ub300\ud3ed \ud5a5\uc0c1\ud560 \uc218 \uc788\ub294 \uacb0\uc81c \ubd84\uc57c \ud601\uc2e0\uc774 \uafb8\uc900\ud788 \uc77c\uc5b4\ub0a0 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p><p>\uae00\ub85c\ubc8c \uc2dc\uc7a5\uc870\uc0ac\uae30\uc5c5 <a href=\"https:\/\/www.statista.com\/outlook\/dmo\/fintech\/digital-payments\/worldwide#transaction-value\">\uc2a4\ud0dc\ud2f0\uc2a4\ud0c0<\/a>\ub294 \uc62c\ud574 \uc138\uacc4 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5 \uaddc\ubaa8\uac00 11\uc870 5500\uc5b5\ub2ec\ub7ec(\uc57d 1\uacbd 5420\uc870\uc6d0)\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \ucd94\uc0b0\ud588\uc2b5\ub2c8\ub2e4.<\/p><p>\uc774\ud6c4 \ub9e4\ub144 \ud3c9\uade0 9.52% \uc131\uc7a5\ud574 2028\ub144\uc5d0\ub294 \uc2dc\uc7a5 \uaddc\ubaa8\uac00 \uc57d 16\uc870 6200\uc5b5\ub2ec\ub7ec(\uc57d 2\uacbd 2189\uc870\uc6d0)\uc5d0 \uc774\ub97c \uac83\uc73c\ub85c \ub0b4\ub2e4\ubd24\uc2b5\ub2c8\ub2e4.<\/p><h3><b>[\uacb0\ub860]<\/b><\/h3><p>PG \uc11c\ube44\uc2a4\ub294 \uc628\ub77c\uc778 \ube44\uc988\ub2c8\uc2a4\uc758 \ud544\uc218 \uc694\uc18c\ub85c \uc790\ub9ac \uc7a1\uc558\uc73c\uba70, \uc55e\uc73c\ub85c\ub3c4 \uadf8 \uc5ed\ud560\uacfc \uc911\uc694\uc131\uc740 \uacc4\uc18d \ucee4\uc9c8 \uac83\uc785\ub2c8\ub2e4.<\/p><p>PG \uc11c\ube44\uc2a4\uac00 \ubc1c\uc804\ud560\uc218\ub85d \uc628\ub77c\uc778 \uc0ac\uc5c5\uc790\ub294 \ub9e4\ucd9c\uc744 \ub354 \ud6a8\uacfc\uc801\uc73c\ub85c \ucc3d\ucd9c\ud560 \uc218 \uc788\uac8c \ub418\uace0, \uc18c\ube44\uc790\ub294 \ub354 \ub098\uc740 \uc1fc\ud551 \uacbd\ud5d8\uc744 \uc81c\uacf5\ubc1b\uc744 \uc218 \uc788\uac8c \ub429\ub2c8\ub2e4.<\/p><p>\ub530\ub77c\uc11c PG \uc11c\ube44\uc2a4\uc758 \uc120\ud0dd\uacfc \uad6c\ud604\uc740 \uc628\ub77c\uc778 \ube44\uc988\ub2c8\uc2a4 \uc804\ub7b5\uc5d0\uc11c \uc911\uc694\ud55c \uacb0\uc815 \uc911 \ud558\ub098\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p><p>\uce74\ud39824\ub294 \ud5a5\ud6c4 \ub2e4\uc591\ud55c \uae08\uc735 \ud30c\ud2b8\ub108\uc0ac\uc640 \uc190\uc7a1\uace0 \uc628\ub77c\uc778 \ube44\uc988\ub2c8\uc2a4\uc640 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ub354\uc6b1 \uc27d\uac8c \uc5f0\ub3d9\ud574 \uace0\uac1d \uacbd\ud5d8\uc744 \ucd5c\uc801\ud654\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>[\uac1c\ub150 \ubc0f \uc815\uc758]PG(Payment Gateway, \uc804\uc790\uc9c0\uae09\uacb0\uc81c\ub300\ud589)\ub294 \uc804\uc790\uae08\uc735\uac70\ub798\ubc95\uc5d0 \uc758\ud55c \uc804\uc790\uae08\uc735\uc5c5\uc790\uc785\ub2c8\ub2e4. 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